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HEALTH INSURANCE FOR FAMILY

Because your family's health comes first.

From your little one's first fever to your parents growing older, life keeps changing. Family health insurance is about being financially prepared for the moments you can't predict.

Happy family spending time together
More protection. Less worry. A thoughtful health cover can help protect both your family and your financial plans.

The best family moments are the ones you don't have to worry about.

Health insurance can help protect your family's finances against eligible medical expenses covered by the policy. That means your savings can continue working toward the things your family actually wants.

One family. Different needs.

Your family may have children, parents and adults at different stages of life.

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Parents

As healthcare needs can change with age, parents may need careful consideration when planning health insurance.

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Children

Children can bring plenty of unexpected moments. Having financial protection can make those moments easier to handle.

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You & Your Partner

Protecting the family's finances can be just as important as building savings and investments for the future.

One policy.
One shared cover.
One simpler way to plan.

A family floater health insurance policy generally provides one shared sum insured for covered members of the family. The right structure depends on your family's age, health, needs and budget.

Family Floater Shared Cover
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You
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Partner
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Child
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Parent*

*Eligibility and family composition depend on the specific policy.

Family protection is also financial planning.

Medical expenses shouldn't automatically become a setback for your family's other goals.

Protect your savings.

A major covered medical expense can put pressure on years of savings. Health insurance can help transfer eligible financial risk to the insurer.

Keep your goals moving.

Your child's education, your home, retirement and other goals shouldn't have to stop because of an unexpected medical expense.

Think about tomorrow's costs.

Healthcare costs can increase over time. Review your family cover as your family, income and financial responsibilities change.

Don't choose only by price.

Compare coverage, waiting periods, exclusions, room-rent limits, co-payments and other policy terms along with the premium.

Before choosing family health insurance, look at these six things.

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Family Members Covered

Check who can be included and whether the policy structure fits your family.

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Sum Insured

Consider your family's healthcare needs and future medical costs when deciding the coverage amount.

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Waiting Periods

Understand when specific conditions and treatments become eligible for coverage.

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Network Hospitals

Check hospitals available through the insurer's cashless network.

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Room Rent & Sub-Limits

Check whether specific expenses or treatments have limits under the policy.

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Exclusions & Co-Payments

Know what isn't covered and what portion of certain eligible expenses you may need to pay.

What matters most for your family?

Tap a topic to get a quick explanation.

Cover

Choose a sum insured based on your family's needs, existing coverage, healthcare costs and financial situation.

Family health insurance — simple answers.

It depends on the family. A family floater can be convenient for eligible family members, while individual policies may sometimes be more suitable depending on age, health and coverage requirements.
Eligibility and family composition vary by policy. Parents may have separate coverage options that can sometimes be more appropriate depending on their age and healthcare needs.
There is no universal amount. Consider family size, age, location, healthcare costs, existing insurance and your financial situation before deciding.
In a family floater, the sum insured is generally shared among covered members. The exact terms depend on the policy.
Yes. Family size, income, healthcare costs, existing coverage and financial responsibilities can change. An annual review helps you check whether your protection still fits your situation.

Take care of the people who make life worth planning for.

A good family health insurance plan isn't about expecting something bad to happen. It's about being ready, so your family can keep moving forward when life surprises you.

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