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MOTOR INSURANCE ADD-ON

The small things add up. That's where consumables cover comes in.

During a car repair, it isn't always the major parts that create additional expenses. Things like engine oil, coolant, brake fluid, nuts, bolts and other consumable items may also be required.

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ADD-ON COVER CONSUMABLES

They may be small items. The bill doesn't always feel small.

Consumables Cover is designed to cover specified consumable items used during an admissible repair, subject to the policy's terms, conditions and limits.

What are consumables?

These are items that are normally used up or replaced during repair.

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Engine Oil

Engine oil may be required during certain repair procedures, subject to the policy.

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Coolant & Fluids

Specified coolants and other fluids used during covered repairs may be included.

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Nuts & Bolts

Certain fasteners and similar consumable items may be covered when required for an eligible repair.

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Lubricants

Specified lubricants used during an admissible repair may fall within the cover.

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Grease

Certain grease and similar materials may be covered, depending on the policy.

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Repair Materials

Other specified consumable materials may be covered when used during an eligible repair.

Why can this little add-on make a difference?

Multiple consumables One repair can involve several different consumable items.
Modern vehicle repairs Repair procedures can involve several fluids and small replacement materials.
Less out-of-pocket expense Eligible consumables may be covered under the add-on instead of being borne by you, subject to policy terms.
Useful with comprehensive cover Consumables cover is generally an additional add-on rather than a replacement for comprehensive insurance.

Consumables Cover — FAQs

Consumables Cover is an optional motor insurance add-on designed to cover specified consumable items used during eligible repairs, subject to policy terms and conditions.
Depending on the policy, examples can include engine oil, coolant, brake fluid, lubricants, grease, nuts, bolts and other specified consumable materials.
It can be useful if you want to reduce eligible out-of-pocket expenses related to consumable items during covered repairs. Consider the premium, vehicle and policy conditions before choosing it.
No. It is not a complete repair cover. It applies to specified consumable items and remains subject to exclusions, limits, deductibles and other policy conditions.

Don't ignore the small items. They can become part of a big repair bill.

Check exactly which consumables are covered, the applicable limits and exclusions before adding the cover to your policy.

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