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MOTOR INSURANCE ADD-ON

Your car can survive a dent. Can your engine survive the bill?

Your engine is one of the most expensive components of a car. Standard motor insurance may not cover every kind of engine damage. Engine Protection Cover is designed to provide additional protection in specified situations, subject to the policy.

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ENGINE ADD-ON PROTECT

Sometimes the biggest risk isn't the accident.

Water entering the engine, lubricant leakage or certain types of consequential damage can potentially result in expensive repairs. The exact coverage depends on the insurer and policy wording.

What can Engine Protection Cover help with?

Coverage varies by insurer, so always check the policy wording.

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Water Ingress

Some engine protection policies provide cover for specified engine damage resulting from water ingression, subject to the terms and conditions.

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Lubricant Leakage

Certain policies may cover specified consequential engine damage arising from lubricant leakage.

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Expensive Repairs

The add-on is designed to provide additional protection against specified engine-related repair costs.

Who should seriously consider Engine Protect?

Cars used during monsoons Water-related risks can make engine protection more relevant in certain conditions.
Flood-prone areas Vehicles exposed to waterlogging may face higher engine-related risks.
Premium vehicles Engine repairs can be particularly expensive for high-value vehicles.
Owners seeking broader protection An add-on can provide protection beyond the base policy, where applicable.

Engine Protection Cover — FAQs

Engine Protection Cover is an optional motor insurance add-on that provides specified protection for engine-related damage that may not otherwise be covered under the base policy, subject to its terms and conditions.
Not every type of engine damage is automatically covered. Coverage depends on the cause of damage and the policy terms. An engine protection add-on may provide additional specified coverage.
It can be useful when the vehicle has higher exposure to water-related risks or expensive engine repairs. Consider the vehicle, usage, premium and policy exclusions before buying it.
Generally, normal wear and tear and mechanical deterioration are subject to exclusions. Always check the specific policy wording.

A small add-on can protect against a very big repair bill.

Review your vehicle's age, usage, risks and policy conditions before deciding whether Engine Protection Cover makes sense.

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